Teri Wood, MA, PLLC

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• I appreciate the added privacy offered to clients who chose to private pay        

• I am on most insurance panels and encourage you to call and check with them directly

 

There are several reasons that you may choose not to use insurance. All insurance companies require a mental health diagnosis (DSM 5-TR) for treatment, and many cover a limited set of disorders. Treatment has to be medically necessary. The mental health diagnosis and treatment become part of your medical record. Some employers use medical records when making employment decisions. Once you have been given a diagnosis, it may also affect your access to insurance and your cost if you change plans.

​In addition, some insurance companies do not cover family therapy.

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I'm not able to guarantee reimbursement from insurance companies; you are responsible for all balances due under the claim's patient responsibility. This could be denials, rejections, or deductibles. Copays/coinsurance is due at time of service. Some insurances are considered in-network and other may reimburse as out-of-network.  Out-of-network (OON) is your responsibility to pay; I can provide a receipt for your records.    

   

    INSURANCES ACCEPTED:

•  Aetna

• Blue Cross Blue Shield

• Cigna

• First Choice

• Kaiser

• Premera

• Regence

• Wellspring EAP

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