Teri Wood, MA, PLLC

INSURANCE:

I appreciate the privacy offered to clients who chose to private pay. I am on most insurance panels and encourage you to call and check with them directly.

 

There are several reasons that you may choose not to use insurance. All insurance companies require a diagnosis for treatment, and many cover a limited set of disorders. Treatment has to be medically necessary and you will have to be diagnosed with a mental disorder that your provider covers.

 

The diagnosis and treatment become part of your medical record. Some employers use medical records when making employment decisions. Once you have been given a diagnosis, it may also affect your access to insurance and your cost if you change plans.

​In addition, some insurance companies do not cover couples or family therapy.

​

I'm not able to guarantee reimbursement from insurance companies. And you are still responsible for full payment at each session.  

​

​You are responsible for understanding your insurance plan/s, it’s deductibles, and covered services.  Any charges not covered by insurance is/are considered patient responsibility.  This includes copays, coinsurance, and denied claims, and will be due prior to the next appointment.  Some insurances are considered in-network and other may reimburse as out-of-network.  Out-of-network (OON) is your responsibility to pay; I can provide a receipt for your records.    

​

​

INSURANCES ACCEPTED:

Wellspring EAP

Regence

Premera

Cigna

First Choice

Kaiser

​

​

​

​

​

​

 

 

​

​

​